Will Dental Insurance Cover Services From a Cosmetic Dentist In Longmont?

April 16, 2019

Filed under: Uncategorized — longmontteam @ 8:08 pm
Woman having the shade of her teeth matched

Having a smile you feel proud of is incredibly important for your overall self-confidence. But, unfortunately, most people aren’t born with the smile they want. However, we’re lucky to live in a day and age when a cosmetic dentist in Longmont can correct nearly any issue you might be facing, and sometimes in just 1-2 visits. But one of the most common questions many people have is whether their dental insurance will cover cosmetic procedures. Keep reading to find out more and learn how to make it affordable to get the smile you’ve always wanted!

Does Insurance Cover Cosmetic Procedures?

Insurance is intended to cover dental procedures that improve or maintain your oral health. Since cosmetic dentistry is aimed at enhancing the appearance of your smile, it’s usually not covered by insurance.

Having said that, it’s still a good idea to schedule a consultation with a cosmetic dentist who can evaluate your dental history and cosmetic goals. In some cases, a procedure may be necessary for your oral health, but will also improve the appearance of your smile at the same time.

For example, if you have a cavity on a front tooth that appears dark or stained, a tooth-colored filling will repair it. This would be at least partially covered by most dental insurance plans, while also enhancing your smile.  

After a consultation, a dentist will be able to create the best treatment plan for your needs and also help you understand your specific insurance benefits.

For procedures that aren’t covered by insurance at all, there are still ways to make the cost more manageable!

How Can You Make Cosmetic Dentistry More Affordable?

One of the best ways to make it easier to afford cosmetic dentistry is a financing option like CareCredit. This is a lot like a healthcare credit card that can be used for any dental procedure, even those that are purely cosmetic. It allows you to make low or no-interest payments over a period of time, so you don’t have to pay the full amount all at once.

You can also phase your procedures instead of doing them together. You might get professional whitening first, followed by any necessary tooth-colored fillings later on, and then finish with porcelain veneers. A consultation is a perfect time to discuss your goals so you can collaboratively plan your treatment with a dentist.

Once you know which procedures are right for you and have discussed insurance and financing, you can proceed from there and get one step closer to a smile you feel great about!

About the Author 

Dr. Dan Maurer is a general, restorative and cosmetic dentist in Longmont who was born and raised in the area. He works closely with all of his patients to make sure they get the cosmetic results they’re after and is always willing to help them navigate insurance or financing as much as possible. If you’d like to enhance your smile and have any other questions, he can be reached via his website.

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